Terms of Use

1. Introduction

Welcome to the website of EZ Finance Marketing LLC (DBA EZ Finance Marketing), accessible at https://www.ezfinancemarketing.com (the “Site”). The Site is a marketing and lead-generation platform that connects consumers with third-party lenders, lending partners, and financial service providers. EZ Finance Marketing is not a lender, does not make credit decisions, and does not broker loans. We provide informational content and a means for consumers to submit inquiries that may be shared with participating third-party financial service providers.

By accessing, browsing, or using this Site in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, you must immediately discontinue use of the Site.

2. Modification of Terms

EZ Finance Marketing reserves the right to modify, amend, or update these Terms at any time, in its sole discretion, without prior notice to you. Any changes will become effective immediately upon posting on this page. The “Effective Date” at the top of this page indicates when these Terms were last revised. Your continued use of the Site after any modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically to stay informed of any changes.

3. Responsible Use and Conduct

By using this Site, you agree to use it only for lawful purposes and in a manner consistent with these Terms, all applicable local, state, and federal laws, and any applicable international laws and regulations. Specifically, you agree to:

• Provide accurate, current, and complete information when submitting any forms, inquiries, or requests through the Site.
• Refrain from submitting any information on behalf of another person without their express written consent.
• Not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site.
• Not attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site through hacking, password mining, or any other means.
• Not use any automated means, including robots, crawlers, or scrapers, to access the Site for any purpose without our express written permission.

Our Site may include open communication tools such as blog comments, forums, messaging, or review areas. We do not pre-screen or monitor content posted by users through these tools. You are solely responsible for content you post and agree not to post content that is:

• Defamatory, obscene, offensive, or otherwise objectionable.
• Promotes discrimination, bigotry, racism, or hatred against any individual or group.
• Infringes any intellectual property or proprietary right of any party.
• Constitutes spam or unauthorized commercial solicitation.
• Contains malware, viruses, or any other harmful code.
• Violates any person’s right to privacy or publicity.

4. Content Licensing

If you post, upload, or otherwise make available any content on the Site, you grant EZ Finance Marketing LLC a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, reproduce, modify, publish, translate, distribute, and display such content in connection with the operation of the Site and our business. You represent and warrant that you own or otherwise control all rights to the content you post, that the content is accurate, and that use of the content does not violate these Terms or any applicable law.

5. Unauthorized Use

You may not use this Site for any illegal or unauthorized purpose. The following activities are strictly prohibited and constitute unauthorized use:

• Engaging in any activity that constitutes fraud, including submitting false or misleading information in any form or inquiry.
• Harvesting, collecting, or gathering user data, including email addresses, without consent.
• Transmitting spam, chain letters, or other unsolicited communications through or to the Site.
• Uploading, posting, or transmitting any content that contains viruses, trojan horses, worms, or any other malicious or harmful code.
• Attempting to reverse engineer, decompile, or disassemble any software or technology used on or in connection with the Site.
• Reproducing, duplicating, copying, selling, reselling, or exploiting any portion of the Site without the express written permission of EZ Finance Marketing.
• Using the Site to generate competing leads or for any other commercial purpose not expressly authorized by us.

Unauthorized use of this Site may give rise to a claim for damages and/or be a criminal offense. EZ Finance Marketing reserves the right to investigate and take appropriate legal action against anyone who, in its sole discretion, violates this provision.

This Site is a marketing and lead-generation platform. It is NOT a direct source for loan products. We do not directly sell, broker, or originate any financial products. Any information provided on this Site is for informational purposes only and should not be considered financial advice, an offer, or a solicitation for any loan or financial product.

6. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy carefully to understand our practices regarding the collection, use, and disclosure of your personal information. By using this Site, you consent to the collection and use of information as described in our Privacy Policy.

When you submit an inquiry through this Site, your information may be shared with one or more third-party lenders, lending partners, or financial service providers in accordance with our Privacy Policy. You understand and acknowledge that EZ Finance Marketing does not control the privacy practices of these third parties, and you are encouraged to review their individual privacy policies.

7. Limitation of Warranties

THIS SITE AND ALL CONTENT, MATERIALS, INFORMATION, SERVICES, AND PRODUCTS AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, EZ FINANCE MARKETING LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. EZ FINANCE MARKETING LLC DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

EZ FINANCE MARKETING LLC MAKES NO WARRANTIES OR REPRESENTATIONS REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CONTENT ON THIS SITE. EZ FINANCE MARKETING IS NOT A LENDER AND DOES NOT GUARANTEE THAT YOU WILL BE MATCHED WITH A LENDER, RECEIVE A LOAN OFFER, OR OBTAIN ANY PARTICULAR LOAN TERMS, RATES, OR CONDITIONS. ANY FINANCIAL INFORMATION PROVIDED ON THIS SITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS FINANCIAL ADVICE.

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. EZ FINANCE MARKETING DOES NOT WARRANT THAT THE INFORMATION ON THIS SITE IS APPROPRIATE OR AVAILABLE FOR USE IN ALL JURISDICTIONS.

EZ FINANCE MARKETING MAKES NO REPRESENTATION THAT THE CONTENT ON THIS SITE IS APPROPRIATE FOR USE OUTSIDE THE UNITED STATES. IF YOU ACCESS THE SITE FROM OUTSIDE THE UNITED STATES, YOU DO SO ON YOUR OWN INITIATIVE AND ARE RESPONSIBLE FOR COMPLIANCE WITH APPLICABLE LOCAL LAWS.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EZ FINANCE MARKETING LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL LIABILITY OF EZ FINANCE MARKETING LLC FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED THE AMOUNT PAID BY YOU, IF ANY, TO EZ FINANCE MARKETING LLC DURING THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100.00), WHICHEVER IS LESS.

EZ Finance Marketing is not responsible for any actions, decisions, or outcomes resulting from your interactions with third-party lenders, lending partners, or financial service providers. Any disputes or claims regarding loan offers, loan terms, or financial products must be directed to the respective third-party provider.

9. Indemnification

You agree to indemnify, defend, and hold harmless EZ Finance Marketing LLC, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to:

• Your use or misuse of the Site.
• Your violation of these Terms.
• Your violation of any applicable law, regulation, or the rights of any third party.
• Any information you submit through the Site, including any claims that such information is false, misleading, or infringes on the rights of a third party.
• Any dispute between you and a third-party lender, lending partner, or financial service provider with whom you were connected through the Site.

This indemnification obligation shall survive the termination of these Terms and your use of the Site.

Third-Party Claim Procedures

In the event of any third-party claim for which you are obligated to indemnify EZ Finance Marketing LLC:

• Company shall provide you with prompt written notice of such claim; provided, however, that failure to provide timely notice shall not relieve you of your indemnification obligations except to the extent you are materially prejudiced by such failure.
• You shall have the right to assume and control the defense of such claim with counsel reasonably acceptable to Company, at your sole cost and expense.
• Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with Company in asserting any available defenses.
• You shall not settle any claim without Company’s prior written consent if the settlement would impose any obligation on Company, require any admission of liability, or result in anything other than the full release of Company from all liability.

10. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, icons, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof (collectively, “Content”), is the property of EZ Finance Marketing LLC or its content suppliers and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

The EZ Finance Marketing name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of EZ Finance Marketing LLC or its affiliates. You may not use such marks without the prior written permission of EZ Finance Marketing.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and its Content for your personal, non-commercial use only. This license does not include any right to resell or make commercial use of the Site or its Content, collect or use any product listings or descriptions, make derivative uses of the Site or its Content, or download or copy account information for the benefit of another party.

11. Termination of Use

EZ Finance Marketing may, in its sole discretion, terminate or suspend your access to all or part of the Site at any time, with or without cause, with or without notice, and without liability to you. Any suspected illegal, fraudulent, or abusive activity may be grounds for terminating your access and may be referred to the appropriate law enforcement authorities.

Upon termination, your right to use the Site will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.

12. Governing Law and Venue

These Terms and any disputes arising out of or related to these Terms or the Site shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in or serving Sheridan, Wyoming. You hereby consent to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum.

Any claim or cause of action arising out of or related to use of the Site or these Terms must be filed within one (1) year after such claim or cause of action arose, or be forever barred. The parties agree that the United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

13. Contact Information

If you have any questions or comments about these Terms of Use, you can contact us at: https://www.ezfinancemarketing.com/contact-us